Which methods a customer sees
Checkout shows the methods that fit each purchase, based on:- The customer’s country. A buyer in the Netherlands sees iDEAL, a buyer in India sees UPI, a buyer in Brazil sees Pix.
- The checkout currency. Most local methods only work in their own currency. UPI needs INR, Pix needs BRL, iDEAL needs EUR. Set local prices with location-based pricing so these methods can appear.
- One-time or recurring. Some methods can be charged again automatically for subscription renewals. Others can only be used for one-time payments, so checkout hides them for subscriptions.
Cards
Wallets
Bank redirects
The customer is sent to their bank or banking app to approve the payment, then back to checkout.Bank debits
The customer enters their bank account details once and is debited directly. Good for B2B customers and high-value subscriptions.Buy now, pay later
The customer splits the payment into instalments. The provider pays the full amount at checkout.Real-time payments
Vouchers
The customer gets a voucher and pays it in cash or online at a store, bank, or ATM. The order completes when the payment arrives, which can take a day or more.UPI
UPI is the most used way to pay online in India. Customers pay from any UPI app, such as Google Pay, PhonePe, Paytm, or their bank’s app, by scanning a QR code.- Who can use it: customers in India, when the checkout is priced in INR.
- One-time payments: from ₹1 up to ₹1,00,000 per payment.
- Subscriptions: the customer approves a UPI AutoPay mandate in their UPI app at checkout. Kelviq then charges each renewal automatically, up to ₹15,000 per charge.
- QR codes expire after 5 minutes.
- Refunds can be issued for up to 60 days after the payment and take up to 7 business days to reach the customer.
Related
- Checkout examples shows checkout for each pricing model.
- Location-based pricing sets prices in local currencies.
- Managing payment methods explains how customers update the method used for renewals.